It is the amount of money you will receive monthly when you retire from your working life or in case you suffer a disability. If you die, your beneficiaries will receive this pension.

The savings of the workers plus the yields generated as a result of their investment, together make up a pension fund whose administration corresponds to the Administradora de Fondo de Pensiones (AFP) of your choice.

The people who can retire are men at 60 years of age and women at 55 years of age or after 25 years of work.

Salvadorans who wish to receive a life pension must meet both requirements, age and 25 years of work.

People who meet only one of these requirements, either age or 25 years of work, are only entitled to withdraw their money from the pension savings.

The contribution time includes all the contributions made in your AFP, Instituto Salvadoreño del Seguro Social (ISSS), Instituto Nacional de Pensiones de los Empleados Públicos (INPEP).

Each AFP has the purpose of managing the savings of the contributors, a function that is performed with total transparency and in strict compliance with the Law, which establishes the existence of a supervisory body, in this case the Superintendencia del Sistema Financiero (SSF), which ensures compliance with the applicable regulations for the functions of the AFP.