1-Take advantage of the opportunities you have at hand: if you saved money during these months of 2022, use it at the time of the august purchases. Another alternative is to check the rewards or cash points granted by credit cards, because they can be extra money that helps a lot.
2-Buy only what is necessary: plan your purchases in advance according to your budget and establish priorities. This will prevent you from falling into 'hormiga' or unnecessary expenses. Remember: even though it's a holiday season, it doesn't mean you have to spend all your money.
3-Keep a spending diary: identify savings opportunities and keep track of how much you have spent. It is important to know your finances accurately.
4-Pay cash: Avoid debt. Use the money you have at the moment, which you have already budgeted and that will not imply a debt in the future.
5-Take advantage of bargains: bargains are a great opportunity to buy what you need. And always check what you are going to buy in different online stores to compare prices.