A. M. 
The social housing segment closed 2025 with a delinquency rate of 1.80%, one of the lowest figures in the financial system, confirming the sector’s strength and the responsible payment practices of salvadoran families who access this type of financing.
The monthly evolution of the delinquency rate between december 2024 and december 2025 shows stable behavior, with controlled variations throughout the year. According to the official chart, the indicator started at 1.93% in december 2024, remained at the same level in january 2025, and decreased to 1.02% in february, reaching one of its lowest points in april, at 0.92%.
During the following months, delinquency rates showed moderate increases, reaching 2.05% in may, 2.03% in june, 1.95% in july, and 2.03% in august. In september, they returned to 2.05%, before decreasing to 1.93% in october, closing november at 2%, and ending december 2025 at 1.8%, confirming the stability of the segment.
These results reflect that social housing, in addition to maintaining high demand, stands out for its strong payment culture, where families prioritize making their monthly payments as a fundamental part of their stability and assets.
The positive delinquency rate strengthens confidence in the financial system and allows the FSV to manage resources with greater confidence, facilitating better financing conditions and the continuation of programs that provide access to decent housing for low- and middle-income sectors.
With this performance, the social housing sector is consolidating its position as one of the most responsible and sustainable, from both a social and financial perspective, laying a solid foundation for the planning and execution of housing goals during 2026.
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