A. M. The consumer sector has consolidated its position as the main driver of the salvadoran financial system, reaching a balance of US$5.8374 billion in loans as of may 2025, according to the most recent Banking Ranking of the Asociación Bancaria Salvadoreña (ABANSA).
This figure represented 33% of the country’s total loan portfolio, surpassing the US$5.7723 billion reported in december 2024 and reaffirming its importance in the national economy. This growth confirms the leading role of consumer spending in economic dynamics, driving both domestic demand and the performance of the banking system.
Overall, the gross loan portfolio in El Salvador totaled US$18.8 billion as of may 2025, a considerable increase compared to the end of the previous year.
Other sectors also showed significant performance. Housing reached US$2,875.0 million (16%), while Commerce totaled US$2,896.6 million (16%). Services contributed US$1,589.1 million (9%), and Construction totaled US$1,136.8 million (6%), reflecting the diversification of lending.
Industry recorded US$1,690.8 million (9%), and Electricity, Gas, and Services reached US$720.6 million (4%). These data, provided by ABANSA, underscore the widespread expansion across various economic sectors in the country.
The robust growth in loans, with an increase of US$1,045.9 million compared to may 2024, is complemented by the decrease in the non-performing loan portfolio, which totaled US$277.4 million, a reduction of US$45.4 million. This reflects an improvement in the quality of the portfolio and the solidity of the salvadoran financial system.
