A. M. 
The salvadoran banking system closed 2025 with solid growth in deposits, a clear sign of confidence from individuals and businesses who chose to maintain and increase their savings within the formal system.
According to consolidated data from member banks of the Asociación Bancaria Salvadoreña (ABANSA) as of the end of december 2025, deposits reached US$20,060.6 million, representing a year-over-year increase of US$3,056.5 million, equivalent to 18% growth compared to the previous year.
This increase not only reflects a greater capacity to save, but also a positive perception of the stability of the financial system. When deposits grow, it means that more resources remain in the banks, which strengthens liquidity and allows for an expansion of credit offerings for households and businesses.
The dynamism in deposits is also linked to the country’s banking expansion process. Between 2023 and 2025, more than 520,000 new depositors were added, according to EY’s banking expansion study, broadening the base of people who use the financial system to safeguard and manage their money.
The growth in savings is also supported by indicators of the sector’s strength. At the end of 2025, bank solvency stood at 14.06%, above the minimum required by law, while the non-performing loan ratio closed at 1.45%, lower than the 1.80% recorded the previous year. These indicators demonstrate prudent risk management and a stable financial position.
Overall, the increase in deposits strengthens the banking system’s capacity to channel resources toward productive financing, support family and business projects, and contribute to the country’s economic dynamism.
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