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The outstanding loan balance of private banks belonging to the Asociación Bancaria Salvadoreña (ABANSA) reached US$18,953.3 million as of september 2026. This represents an 11.4% year-on-year growth, an increase of US$1,932.5 million compared to the same period in 2025.
According to data provided by the association, this rise reflects an increase in financing extended by banking institutions, which are making resources available to families and businesses to address various economic needs and develop new projects.
Credit growth is a key indicator of economic activity, as it tracks the evolution of the financing that banks provide to their clients. These funds can be used to purchase goods, cover personal needs, expand businesses, or drive productive investments.
For households, access to loans offers a way to finance home purchases, make property improvements, acquire goods, and meet financial obligations. Such options allow for the distribution of specific expenses into installments over a set period, depending on the terms of each loan.
For businesses, bank credit serves as a tool to strengthen operations, purchase machinery, expand facilities, acquire inventory, and develop new projects. This financing can also help enhance production capacity and meet increased demand for goods and services.
Greater financing for families and businesses
ABANSA highlighted that increased credit availability creates new opportunities across various economic sectors by providing resources for both personal projects and commercial or productive activities.
The US$1,932.5 million increase in the loan balance, relative to September 2025, underscores the expansion of financing managed by the private banks that are members of the association. This trend sheds light on the role of financial institutions in channeling resources into the economy.
With a balance of US$18,953.3 million and a year-on-year growth of 11.4%, the loan portfolio of banks that are members of ABANSA reflects increased financing activity in El Salvador, with resources directed toward supporting household needs, business investments, and productive projects.
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