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Loans granted by member banks of the Asociación Bancaria Salvadoreña (ABANSA) registered a year-on-year growth of 10.4% through June 2026, reaching a balance of US$19,978.8 million. This increase is equivalent to an additional US$1,876.4 million compared to june 2025.
This growth reflects greater availability of financing within the salvadoran banking system. According to ABANSA, credit is an important tool for households and businesses to access resources for various needs, from purchasing a home to investing in and expanding their businesses.
For families, a greater supply of credit can represent opportunities to finance the purchase or improvement of a home, address specific household needs, or make long-term investments. However, before taking out a loan, it is important to evaluate repayment capacity, the interest rate, the term, and the total cost of financing.
For businesses and startups, access to credit can facilitate equipment purchases, expansion of operations, working capital, and the development of new productive projects. These resources allow businesses to finance investments that contribute to their growth.
The 10.4% increase also reflects the expansion of bank financing over the past year. With a balance of US$19,978.8 million, loans represent one of the main mechanisms through which the financial system channels resources to families and businesses.
ABANSA highlighted that greater credit availability opens new opportunities to boost projects, address needs, and stimulate various economic activities. However, the responsible use of financing remains key for credit to contribute to growth without generating a level of debt that exceeds users’ repayment capacity.
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