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Credit to businesses represented 53% of the total loan portfolio of member banks of the Asociación Bancaria Salvadoreña (ABANSA) as of june 2026, with a balance of US$10,636.0 million. This figure reflects the significant role of business financing within the lending activity of the salvadoran banking system.
According to ABANSA data, business credit registered a year-on-year growth of 13.6%, equivalent to an increase of US$1,277.6 million compared to june 2025. This trend demonstrates a greater channeling of resources toward companies in various productive sectors, which use financing to maintain operations, make investments, and expand their activities.
Within this segment, construction was one of the most dynamic sectors. Credit for this sector reached US$1,518.5 million, representing a year-on-year increase of 30.9%, equivalent to an additional US$358.6 million. This increase reflects greater demand for financing for projects related to infrastructure, housing, and other works.
The services sector followed, with financing increasing by 20.3%, or US$324.0 million, while credit for commerce grew by 11.2%, equivalent to an additional US$324.1 million compared to the same period of the previous year.
The increased financing for businesses also influences other economic activities. When a company obtains resources to expand operations, acquire machinery, construct facilities, or increase production, it can generate demand for suppliers, materials, and services, as well as contribute to job creation and maintenance.
Thus, the fact that businesses account for 53% of the total loan portfolio demonstrates the importance of the banking system as a source of financing for the productive sector. As of june 2026, the growth in business credit and the dynamism of sectors such as construction, services, and commerce reflect a greater mobilization of resources toward activities that are part of the country’s production chains.
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