A. M. 
In a context where many people feel their salary isn’t enough to cover all their needs, personal finance specialists recommend applying simple planning and control strategies that allow you to make the most of your income.
The first step is to create a monthly budget, which includes all income and expenses, from rent to small daily expenses. This makes it easier to visualize where your money is going and avoid financial imbalances.
Another key point is to prioritize essential expenses. It’s recommended to cover housing, food, transportation, and utilities first, differentiating between what’s necessary and what is desired. This way, you can reduce unnecessary outlays that affect the family budget.
Likewise, it is essential to save before spending. Setting aside a percentage of your salary at the beginning of each month, even a small amount, allows you to build an emergency fund and achieve future goals without compromising your financial stability.
Experts also advise controlling so-called “ant expenses,” that is, small expenses like coffee, snacks, or impulse purchases, which, when accumulated, represent a significant drain on your budget. Identifying and reducing these habits can make a significant difference.
Finally, it’s suggested to review your budget mid-month. This checkup allows you to detect deviations, correct errors in a timely manner, and maintain control over your personal finances.
Consistently applying these tips helps your salary go further and fosters the habit of saving as a pillar for achieving medium- and long-term goals.
You might also be interested in reading:
