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Demand deposits in private banks grew 14.3% year-over-year as of june 2026, according to data from the Asociación Bancaria Salvadoreña (ABANSA). This result reflects the increase in funds that customers hold in accounts with immediate access and is part of the overall growth in deposits within the banking system.
As of june 2026, deposits in private banks reached US$23.259 billion, registering a year-over-year increase of 13.4%, equivalent to an additional US$2.756 billion compared to june 2025. Within this total, demand deposits showed above-average growth, with an increase of 14.3%.
Demand deposits are funds that customers hold in accounts from which they can access their money according to the terms and conditions of the financial product. This type of savings is commonly used to manage income, make payments and transfers, and cover everyday expenses, so its growth also reflects a greater number of resources managed through the banking system.
Time deposits registered a year-on-year growth of 11.7%. Unlike demand deposits, these funds remain for a set period under the conditions agreed upon with the financial institution, so they are usually geared toward people who want to keep their savings for a specific time.
According to ABANSA, the performance of deposits demonstrates savers’ confidence in banks as a place to hold and manage their resources. The growth in deposits also provides financial institutions with a larger resource base that can be channeled toward different activities through lending.
The 14.3% increase in demand deposits stands out within the performance recorded during the first half of 2026. The result shows that customers are maintaining a growing number of resources in readily accessible bank accounts, while the growth in time deposits also demonstrates greater use of savings instruments with a defined horizon.
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