A. M. According to the Asociación Bancaria Salvadoreña (ABANSA), bank deposits in El Salvador have shown steady growth. As of april 2025, these deposits reached US$20.216 billion, representing an increase of more than US$2.19 billion.
This 12.1% year-over-year increase in deposits is significant. These funds constitute 87.8% of banks’ total sources of funds, reaffirming their crucial role in the financial system. Businesses and consumers have greater access to financing, which directly boosts economic activity, encouraging investment, consumption, and, ultimately, the growth of the Gross Domestic Product (GDP).
The structure of deposits reveals that the current balance, including savings and current deposits, amounts to US$12.628 billion. This represents 62.5% of the total, demonstrating a preference for liquidity among depositors.
Time deposits, meanwhile, totaled US$7.238 billion, representing 35.8% of the total. Year-over-year growth was 13% for demand accounts and 10.7% for time deposits.
Bank sources of funds reached US$23.033 billion. Of this total, securities issued by banks amounted to US$1.205 billion. Additionally, loans to banks reached US$1.61 billion. This implies greater availability for credit placement and investments, boosting economic activity in the country.
