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Housing Minister Michelle Sol reported that the delinquency rate of the Fondo Social para la Vivienda (FSV) closed at 2.01% in june 2026, a result that, according to the institution, reflects a solid, healthy, and stable loan portfolio, supported by the payment compliance of salvadoran families.
According to the minister, this indicator demonstrates the financial responsibility of FSV beneficiaries, who continue to prioritize the timely payment of their housing loans, contributing to maintaining the institution’s financial stability.
The delinquency rate measures the percentage of loans with overdue payments relative to the total loan portfolio. The lower this indicator, the better the quality of the portfolio and the lower the risk of default.
Figures for the first half of 2026 show that the indicator remained at low levels. In january, the delinquency rate was 1.82%, decreasing to 0.83% in february, rising slightly to 1.86% in march, dropping again to 0.85% in april, and subsequently reaching 1.96% in may, before settling at 2.01% at the end of june.
Although a moderate increase was observed during the last two months, the delinquency rate remains close to 2%, a percentage that the Ministry of Housing considers consistent with a healthy loan portfolio and a good payment culture among FSV users.
The institution emphasized that these results strengthen the financial sustainability of the Fondo Social para la Vivienda allowing it to maintain its capacity to continue granting housing loans and supporting access to housing for more salvadoran families.
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