A. M. El Salvador closes the first half of 2025 with notable financial dynamism, according to recent data from the Asociación Bancaria Salvadoreña (ABANSA). The bank loan portfolio reached a record US$18.10 billion in june of this year, reflecting a substantial increase compared to the US$17.50 billion recorded in december 2024. This growth is a key indicator of confidence and development in the Central American country’s economic sectors.
This increase is primarily led by the Consumer sector, which represents 32% of the total loan portfolio, reaching US$5.86 billion. This is followed by the Housing sector with US$2.88 billion (16%) and the Commerce sector, which contributes US$2.89 billion (16%). These figures underscore the strength of domestic demand and investment in various sectors.
The construction sector also shows positive performance, with US$1,159.9 million in loans, representing 7% of the total. This growth is aligned with the infrastructure and real estate development projects underway throughout the country. Investment in this sector is essential for job creation and the country’s economic progress.
According to ABANSA’s update, gross loans reached US$18,102.3 million, representing an increase of US$1,063.6 million compared to june of last year. This 6.2% increase reflects an upward trend and an optimistic outlook for the Salvadoran economy. Banking remains a fundamental pillar for leveraging businesses and individuals.
Simultaneously, the non-performing loan portfolio experienced a notable decrease, totaling US$275.1 million. This figure represents a reduction of US$43.3 million (-13.6%) compared to the same period last year. This improvement in the quality of loan assets is a sign of the financial health of the banking system and effective risk management by institutions.
