Monday, 11 March 2024 03:27

What can you do with your first paycheck?

Written by Karla Gutiérrez

The first paycheck can be the best thing that has happened in our lives, because we feel that we can buy what we have always wanted, whether it is a laptop, a TV bigger than your room, change your cell phone for a more advanced one to dazzle your friends at work or your partner, in short ... the first thing we think is to indulge ourselves and spend it all.

But we must be aware that it is a responsibility, that is why we present 6 tips to invest your first salary correctly:

1.- Establish your needs: Do not forget that until your second income arrives you need to set aside an amount for your transportation needs, food, and important payments, so get organized so you are not in a hurry.

Finanzas responsables, finanzas para todos', lema del Día de la Educación  Financiera de 2020 - Valencia Plaza

2.Health: Few people give importance to this aspect, because with the stress of the day they do not stop to think that health needs some attention. We are all vulnerable to suffer any illness or accident, that is why you should consider investing in health insurance so you can face any emergency of this type.

Todo lo que debe saber sobre el seguro de salud con ahorro en Estados  Unidos - Sebanda Insurance

3.- Savings: We recommend that after defining your needs, you set a value so that you can deposit a fixed-term deposit in an account.

Cómo desarrollar el hábito del ahorro en tu vida? - Hablemos de dinero -  Hablemos de dinero

4.-Invest in your image: Now that you are already in the working world, it is very important to take care of your presentation.

La Moda Minimalista es una tendencia en 2021 - Catálogo Moda Mujer | Ropa  casual de negocios, Ropa casual de trabajo, Moda ropa de trabajo

5.-Unnecessary purchases: Earning your own income symbolizes independence, but also responsibility. Many times, we fall into the trap of making purchases for hobbies, but that will lead you to a financial uncontrol that will only cause you problems. Define what you really need.

Síndrome de la Compra Compulsiva: Cómo identificar y lidiar con este  transtorno - Clínica INDISA - Clínica de familia

 

 

Translated by: A.M