1. Plan your shopping: Make lists before you go shopping and follow them. This will help you avoid impulse purchases.

2. Use cash instead of credit cards: Spending cash makes the impact of the purchase more real and may help you think twice before spending.

3. Take advantage of deals and coupons: Use coupons, discount codes and take advantage of deals to save money on the things you need.

4. Buy secondhand: Consider buying used items to save money. Many items, such as books, clothing, and electronics, can be found in good condition secondhand.

5. Avoid impulse purchases: If you see something you want to buy, wait at least 24 hours before buying it. Often, the desire goes away after this time.

6. Avoid small, frequent expenses: Expenses like daily coffee, lunches out or unused subscriptions can add up quickly. Review and eliminate these small expenses.

7. Evaluate your subscriptions and recurring services: Review your monthly subscriptions and cancel those you don't use or are not worth it.

8. Set savings goals: Having a clear financial objective can motivate you to spend less and save more.

Implementing these tips can help you control your spending, improve your personal finances, and reach your financial goals faster.

Translated by: A.M