dinero_admin 
The Asociación Bancaria Salvadoreña (ABANSA) reported that the country’s banking system continues to make progress in the digital transformation of its services, while maintaining strong financial indicators during the first quarter of 2026.
During that period, people carried out more than 66 million banking transactions through digital channels, moving nearly US$11 billion.
Mobile banking recorded year-over-year growth of 42%, while transactions conducted via online banking increased by 49%, reflecting greater adoption of digital tools by users.
According to ABANSA, this growth is a result of the investments financial institutions have made in technology and service modernization, allowing customers to make transfers, payments, inquiries, and other transactions from anywhere and at any time, without needing to visit a bank branch.
The association emphasized that digitalization facilitates access to financial services, improves the user experience, and helps strengthen financial inclusion in the country.
At the same time, the banking system also maintains indicators of stability and financial strength. ABANSA noted that the capital adequacy ratio closed at 14.36%, well above the required legal minimum and showing a slight improvement from the 14.34% recorded in march 2025.
Bank solvency measures financial institutions’ ability to meet their obligations and manage economic risks; therefore, levels exceeding regulatory requirements provide greater security for savers and users of the system.
Similarly, the delinquency rate fell to 1.43%, down from the 1.50% recorded in march of last year. This decline reflects sound management of the loan portfolio and stability in customers’ ability to pay.
With these results, the salvadoran banking sector continues to demonstrate a combination of financial stability and technological modernization, strengthening user confidence and expanding access to digital services in the country.
You may also read:
