1. Make a financial calendar: Just as you have a calendar for meetings and important appointments, have a calendar exclusively for money matters, where you include when you have to pay taxes and other monthly expenses.

2. Know your net worth: If you want to improve your financial situation you must first know what your net worth is, this is the difference between your assets and liabilities, so you will have a more realistic perception.

3. Develop a budget: If you do not have a detailed control over what you receive and what you spend, you will never be able to manage your money wisely.

4. Choose a suitable payment method: If you feel that you are abusing your credit card, it is better to switch to cash, and the same if it is the other way around. Analyze the advantages and disadvantages of each method and think about which one will make you spend less.

5. Don't forget about the future: Don't think only about now, it is important that you always try to set aside 20% of your salary for emergencies and funds for the future.

6. Educate your children: It is important that you teach them good saving habits from an early age so that in the future they will have a good management of their economy.

7. Write down your goals in a list: Write down each of your financial goals and put them in sight. The more you see them, the more you will keep them in mind before making any unnecessary expenses.

Translated by: A.M