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The official mentioned that, just as companies think about annual budgets, individuals can also make provisions for their future expenses. In the case of household expenses, Romero mentioned that it is possible to make an average of monthly expenses and thus define how much money will be spent next month in the household.
Knowing this budget, you can start talking about saving, which should be done in the following way: When obtaining the month's income, the amount of money to be saved should be separated and then start directing the funds to the month's expense budget.
Romero also defined that it is not necessary to live an austere life to be able to save, since, if a person is used to have an active social life, the important thing is to make a budget of those outings, to be able to know if they will be possible or not during the month, the important thing is that this expense does not affect the funds that will be used in the future to pay for the basic needs of the household.
Translated by: A.M